Thursday, August 28, 2014
No Spend September - Who is with me!
So I was at playgroup this week...playgroup a place you can go when you aren't obligated to be hauling kids to and from preschool everyday and one of the girls mentioned that she's going to be doing No-Spend September again with her husband. I perked up, especially since our bank account was nearing zero and I was under strict instructions to not spend a cent until the 29th. "What's that?" "Well," she said, "We only spend money on the necessities. We can get food, gas, and pay bills but that is it. No eating out, no thrift store or garage sale shopping, no movies, no haircuts, just the basics and our bills. Last year we saved $300." I was intrigued, especially since I really need a way to reign in my budget. When Dr. J got home that night I mentioned it to him. He was on board. SO starting September 1st we are in a No Spending Zone! I will still be grocery shopping and getting gas but even in my grocery shopping I started a very careful list yesterday to try and minimize spending and trips to the store and maximize pantry use. I'm hoping this will be fun, help me get my budget under control and show me places where we really need to make adjustments. I jokingly told my sister I'm going to do no spend September, skip October (my birthday month), and then jump back in with a no spend November to prep us better for Christmas. I'm pretty excited about it. With that and our decision to switch our cell service over to Republic Wireless I think there is a chance I can really make some headway on our spending. I do have to say though I had a little cry last night when I came home from the dentist after finding out that Gigi had five new cavities and Peach had one. Six months ago two cavities that Gigi had cost us 420 out of pocket dollars. Just thinking about how much six cavities are going to cost us to fix when I was so excited about saving some money. Well that really put me in a mood. I'm just going to have to let it go though. So here is to spend less money and getting finished all the projects I bought supplies to start in the last two years. Hurrah!